Timeline
Milestones That Moved the Needle
1974-1992
When Fear Became My Fuel
Born in India, moved to America at four, where a scared immigrant kid learned you could reinvent yourself through sheer will. My parents taught survival: excel academically or risk everything we’d sacrificed. “Providing value to others leads to success” became my belief system. Every academic honor, A+ grade was another brick in the foundation of belonging.This programming later made me excellent at medicine, decent at investing, terrible at being a husband and dad.
1992-2003
When Achievement Became Addiction
Six-year accelerated medical program at UMKC, perfect for a kid racing to prove himself. I wasn’t pursuing medicine; I was running from insecurity toward some imaginary finish line where I’d finally feel safe. ENT residency at Maryland: five years of life-and-death decisions. I thought I was becoming a great surgeon. I didn’t realize it was teaching me to become the “machine” my kids would later recognize.
2003-2009
When Success Started Suffocating Me
Starting practice in New Albany, IN should have been the dream realized. Instead, I discovered that successful physicians were some of the most miserable people I knew. Depressed, burnt out, spiritually empty. Higher overhead meant more patients, less connection, zero meaning. The truth hit hard: I’d built a very expensive prison with my own hands. Something had to change, Something had to change. I had a remarkable shift in my mindset towards life.
2005-2006
The Real Estate Awakening
Losing money when I invested with others became my wake-up call. In 2005, I bought my first investment, a townhome.. Landlord nightmares taught me single-family wasn’t the answer. Then 23 surgeons and I seized an opportunity: a physician-owned surgical hospital. We structured two entities: operations and real estate. This wasn’t a doctor dabbling in investments. This was understanding how medical expertise and strategic ownership could work synergistically. This enabled me to believe that I could be more than a surgeon.
2005-2009
The Real Estate Residency
Approaching real estate without education was like operating without medical school. Dangerous. Doomed. So I created my own residency: devoured every book, shadowed mentors, made mistakes, learned obsessively. My 2009 MBA from Louisville bridged medical thinking with business strategy. Financial analysis. Leadership principles medical school never taught. I was learning to think like an investor, not just a surgeon with extra cash.
2009-2014
The Diversification Years
As my confidence grew, so did my investment strategy. I invested only my capital in Medical office buildings, E-commerce resistant retail, Multifamily in growing markets. Each investment was a test: I needed investments that enhanced life, not complicated it. That freed me to be a better surgeon, not a distracted one. Passive income was slowly buying back something priceless: Time and Freedom.
2012-Present
Freedom of Time, Money, and Relationships
Looking back at my kids’ early childhood pictures, I realize how absent I was from the most precious moments. Passive income transformed “having to” into “getting to”—practicing empathetic medicine, being present with family.We built our dream home, a mountain retreat, bought my parents a retirement townhome. I summited Mt. Rainier, ran the Paris Marathon at 50, supported causes helping underprivileged children.But the real victory? My kids stopped calling me “the machine.” I became a Dad—fully present, emotionally available. Financial freedom didn’t just change my bank account. It restored my humanity
From Scarcity to Abundance
Friends saw our results, wanted in. My wife feared raising money from others. “What if we lose it?” We set our standard: If I wouldn’t tell my dad to invest his retirement here, we don’t offer it. Living from abundance revealed my purpose: helping fellow surgeons achieve similar freedom. Not just financial freedom, but freedom to remember why we became doctors. Freedom to be human again.
2017
Apta's Origin
“Apta” means trust in Sanskrit. When surgeons trust us with capital they’ve sacrificed years to accumulate, we feel that weight. We co-invest in every deal. Our money goes in first, comes out last. Twenty-year track record isn’t luck. It’s conservative underwriting, disciplined execution, aligned interests. We’re not just building wealth. We’re strengthening healthcare one surgeon at a time, restoring the human connection in medicine: genuinely caring for people during their most vulnerable moments.
2017-Present
When I found my Pupose
After twelve years of personal investing success, colleagues asked: “How are you building wealth while maintaining your practice?”
I’m working harder than ever at 50, doing my business residency, attending master minds and expanding our offerings, because I get to and not have to, big difference. Apta wasn’t born from a business plan but from another surgeon’s pain. The same pain I’d experienced and solved. Preserving capital matters more than closing. We fall in love with due diligence, not deals.
The breakthrough came when I stopped trying to prove something to the world and started building something that mattered to me.
What's Next
The Continuing Journey
Build a community of 1,000 holistically fulfilled surgeons who practice by choice, not necessity. Not because I want to build a big company, but because I know what it feels like to be trapped by your own success. And I know what freedom feels like too.
Twenty years from now, I want to be known as the surgeon who helped others remember why they became doctors. Not the one who got rich helping rich people get richer, but who built bridges back to purpose, meaning, and the kind of life that makes all the sacrifice worthwhile.
Success without fulfillment is the most expensive failure. Fulfillment with freedom? That’s transformation and this is what we’re really selling at Apta.
One surgeon, one family, one community at a time.